Services

Free.

Want to get out of debt? We’ll give you options.

Schedule a FREE video or in-person consultation with an attorney, who will develop a personalized plan for you. Call 434-212-1309 or schedule online from your computer right now. We answer 24/7.

It will feel great to get out of debt!

Fast.

Don’t own a lot of property? Need to get out of debt fast?
A Chapter 7 Bankruptcy might be right for you.
Schedule a appointment online or by calling 434-212-1309 to find out.

Affordable.

Are you behind on your mortgage or car payments? Do you own property you want to keep?
A Chapter 13 Bankruptcy might be right for you.
Schedule a appointment online or by calling 434-212-1309 to find out.

Get Your Personal Financial Recovery Plan.

Many people’s incomes have been reduced by the COVID-19 outbreak. We know the programs that can help.

Schedule a appointment online or by calling 434-212-1309 and we’ll advise you about credit card, mortgage, and car loan forbearances, loan modifications, dealing with medical bills, and other ways of handling your debt.

A free appointment with us could save you thousands of dollars.

We Can Help You Catch Up.

Are you behind on your mortgage payments? There are COVID-related programs that can help you now.

Schedule an appointment online or by calling 434-212-1309 and we’ll advise you about mortgage forbearances, loan modifications, and other possibilities for getting caught up.

A free appointment with us could save your home.

What Happens When Your Mortgage Forbearance Ends?

You may have received a forbearance under the Cares Act so you could stop paying your mortgage for a period of time.

But if you’ve used a forbearance, now is the time to develop a plan for how you will stay in your home once the forbearance ends. Pretty soon, you’ll be required to repay your mortgage lender for the payments you missed – if you want to keep your home.

Most people who utilized a forbearance will need a loan modification.