Discover Solutions to Your Debt Problems:
Free Consultation Session
Figuring out exactly how to get out of debt can be confusing – so confusing that many people freeze and do nothing. It seems easier to ignore the problem and hope it will “eventually take care of itself.” More often, though, doing nothing causes debt issues to just get worse.
At Slayton Law, we want to help you learn about affordable bankruptcy options and find real solutions to your debt problem so you can get your finances in order and move on with your life as quickly and painlessly as possible.
That’s why we offer a FREE 30-minute consultation with an attorney. There is no obligation for this meeting – 100% guaranteed! You will come out of your appointment with your questions answered and a plan for your future. It’s as simple as that.
Imagine how great it will feel to have a plan in hand, knowing you have spoken with an experienced debt relief professional and are taking steps to get out of debt.
Regain your peace of mind by scheduling your free consultation now.
We look forward to meeting with you.
Schedule Your Free Appointment 24/7Chapter 7 Bankruptcy:
Fast.
A Chapter 7 Bankruptcy is also known as a “Liquidation” Bankruptcy.
In a Chapter 7 Bankruptcy, the debtor can keep some of his or her property by “exempting” it, while other property the debtor owns may be sold to pay off a portion of the debt. The remaining debt is wiped away entirely and the debtor gets a fresh start.
A Chapter 7 Bankruptcy is often used when an individual does not own a lot of property. If a person does own property, such as a house or car, a Chapter 13 Bankruptcy is often more appropriate. It all depends on each individual or couple’s particular circumstances, which is why it is important to get advice from a highly experienced bankruptcy lawyer.
The other great thing about a Chapter 7 Bankruptcy is that it is fast. It’s often completed in just 90 days from filing.
Chapter 13 Bankruptcy:
Affordable.
Chapter 13 bankruptcy has also been called a “Payment Plan Bankruptcy” or a “Wage Earner Bankruptcy.” It is a reorganization of your debt, allowing you to pay some or all of it back over a period of time.
Filing a Chapter 13 bankruptcy is great because it allows you to keep all of your property. Together, we will develop a “plan” you will follow in which you pay the Trustee a set amount of money each month for three to five years. Those monthly payments are used to pay a portion of your debt. The rest of what you owe is usually wiped away.
If you are behind on your mortgage or car payments, filing a Chapter 13 is a great way to help you to catch up, allowing you to keep your house and/or car so long as you pay according to your plan.
Another benefit of filing Chapter 13 is that it requires very little money up front – if you file with Slayton Law, you can pay attorney fees as part of your plan payments, making it extremely affordable.
