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I got a letter from another Credit Counseling Agency offering the Financial Planning Course (the 2nd required course). Do I need to take it, too?

  • You only need to take two courses during the course of your Chapter 7 bankruptcy:
  • 1) Credit Counseling, and
  • 2) Financial Planning
  • Sometimes, our clients receive mailings from various companies that offer these courses.
  • We prefer that you take the Financial Planning course from DECAF.
  • If you receive other mailings from other companies offering these courses, you can ignore them.

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